Here is a list of documents that are required when you apply for a loan programs.
Purchase documents. Refinance documents.
Each application is different and you may be required to provide additional documentation. Your cooperation and patience will help speed up the application process.
Your Federal Income Taxes for the past 2 years • Copies of your pay-stubs for the most recent 30-day period and year-to-date • Copies of your W-2 forms for the past two years • Names and addresses of Employers
If self-employed or receive commission or bonus, interest/dividend, or rental income: • Provide full tax returns for the last two years PLUS year-to-date Profit and Loss statement (please provide complete tax return including attached schedules and statements. If you have filed an extension, please supply a copy of the extension.)e • K-1’s for all partnerships and S-Corporations for the last two years (please double-check your return. Most K-1’s are not attached to the 1040.) • Completed and signed Federal Partnership (1065) and/or Corporate Income Tax Returns (1120) including all schedules, statements and addenda for the last two years. (Required only if your ownership position is 25% or greater.) If you receive Social Security income, Disability or VA benefits: • Provide award letter from agency or organization
Complete Debt or Obligations • Prepare a list of all names, addresses, account numbers, balances, and monthly payments for all current debts with copies of the last three monthly statements • Include all names, addresses, account numbers, balances, and monthly payments for mortgage holders and/or landlords for the last two years • If you are paying alimony or child support, include marital settlement/court order stating the terms of the obligation.